Why the Rand is Losing Value
A visual guide to M3 money supply growth and how it drives rand depreciation and purchasing power loss over time.
Read ArticleArticles About Purchasing Power
Practical notes on South Africa's money supply, salaries, CPI, inflation, and the long-term purchasing power of the rand.
These articles expand on the calculator and M3 chart by explaining why a rising rand balance is not always a rising real-world standard of living.
M3 vs CPI: Which Measure Should You Trust?
What each measures, why they diverge, and which one better reflects your real loss of purchasing power.
Read ArticleHow to Use the Purchasing Power Calculator
Step-by-step guide to using the calculator, understanding your results, and comparing your money against M3 growth.
Read ArticleCPI is a Scam
Why CPI inflation can feel disconnected from household reality, and how M3 money supply growth gives a different view.
Read ArticleMoney Supply vs Salary Growth
A salary increase can still leave you behind if the money supply grows faster than your income.
Read ArticlePurchasing Power vs Money Supply
The core idea: when the supply of rands expands, each rand competes with more rands for goods, services, and assets.
Read ArticleUse the Tools
Start with the purchasing power calculator, compare two amounts with the comparison tool, or inspect the underlying M3 data.